Have you hear about the annuity? It has the two different main types which are the immediate and deferred annuities. The immediate annuity is where your income payment starts right away. The deferred annuity has the two phases: accumulation phase where you let your money grows for a while  and the other one is the payout phase. There are many places where you can compare annuities for best quote, selection and more. Annuities are advisable for the people who wants to invest for their future.